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Who We Are

Together, We're Just Better

Life happens — whether planned or unexpected. That’s why you need a financial partner who understands your needs and supports you and your family every step of the way.

As a PremierOne Credit Union member, you have access to the tools, resources, and personalized service designed to help you thrive. Our mission is to build strong, lasting relationships by offering the convenience and care you deserve — all while making your financial life better.

From life's big milestones to everyday moments, we’re here for you with the right products, services, and support at every stage. Let us show you the PremierOne difference.

Join us Today!

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    Our Mission and Vision

    • Our mission is to deliver a better financial life to members.
    • Our vision is to build strong member relationships through consistent delivery in every interaction, relevant innovation, and personalized service that leads to growth.

    Our Values

    At our core, we are member-centric—putting the needs, goals, and financial well-being of our members first in every decision we make. We act with honesty and integrity, earning trust through transparency, reliability, and responsible stewardship. We empower individuals and families with the tools, education, and support they need to thrive. We are committed to sustainable growth that strengthens our organization for the long term.

    Above all, we are community focused, investing our time, resources, and heart into the neighborhoods we serve and living our purpose of people helping people.

    Our History

    Trusted by members for 90+ years to reach their goals.

    PremierOne Credit Union is the combination of two credit unions rich in history. National 1st Credit Union originally formed in 1968 for National Semiconductor employees, and San Jose Credit Union began serving employees of the City of San Jose in 1932. The merger between the two credit unions in 2013 formed a credit union better able to serve its membership. At each step, we selected the best of each organization to maximize what we offer members without losing the dedicated service each had cultivated.

    Our Commitment to Community

    Giving back is the heart of who we are. We’re more than a financial institution—we’re committed community partners. By supporting local businesses and causes that make a real difference, we build lasting relationships and help strengthen our community.

    For us, community involvement isn’t just a responsibility—it’s a privilege.

    Community Involvement

    PremierOne Credit Union would be honored to work and support your organization. We offer the following services to our communities:

    • Financial Education Services: We host in-person financial literacy seminars and live webinars, as well as a library of online educational videos to educate our community on topics from budgeting and banking basics to loans and credit.

    • Community Relations Advocacy: We love bringing our community together, which is why we participate in local events and support local organizations that promote the growth and prosperity of our surrounding neighborhoods and community members.

    • Volunteering and Sponsorship: We are consistently looking for ways to participate in programs that will empower our community and make it a better place. We view giving back to our community not only as a responsibility but as an opportunity to build strong relationships.

    • Scholarship Program Opportunities: Supporting our youth, we are proud to offer two scholarships, available to graduating high school seniors or undergraduate students, to recognize outstanding leadership skills and excellence in community service.

    • PremierOne Volunteer Team in Action: Thanks to the generosity of our volunteers, which includes staff, family, and friends, we’re able to participate and support a significant number of great causes each year. Volunteers graciously donate their personal time to attend events and work to improve our community.

    For more information, contact us.

    FAQs About PremierOne Credit Union

    Who is PremierOne Credit Union

    PremierOne Credit Union is a member-owned financial cooperative dedicated to helping individuals and families achieve a better financial life. The credit union provides banking, lending, financial education, and personalized services designed to support members through every stage of life.

    What does "Together, We're Just Better" mean?

    "Together, We're Just Better" reflects PremierOne Credit Union's commitment to building strong relationships with members and providing personalized financial solutions. It represents the belief that members, employees, and the community are stronger when they work together toward shared financial success.

    What is PremierOne Credit Union's mission?

    PremierOne Credit Union's mission is to deliver a better financial life to its members. The credit union focuses on providing convenient financial services, trusted guidance, and personalized support that help members reach their goals.

    What are PremierOne Credit Union's core values?

    PremierOne Credit Union is guided by values that include being member-centric, acting with integrity, empowering individuals and families, promoting sustainable growth, and supporting the communities it serves. These values influence every decision and member interaction.

    How long has PremierOne Credit Union been serving members?

    PremierOne Credit Union's history spans more than 90 years. The credit union's roots trace back to San Jose Credit Union, founded in 1932, and National 1st Credit Union, founded in 1968. The two organizations merged in 2013 to better serve their combined membership.

    How does PremierOne Credit Union support the local community?

    PremierOne Credit Union supports local communities through financial education programs, community events, volunteer activities, sponsorships, advocacy initiatives, and scholarship opportunities. The credit union actively invests time and resources to help strengthen the neighborhoods it serves.

    View Community Involvement

    Does PremierOne Credit Union offer financial education?

    Yes. PremierOne Credit Union provides financial education through in-person workshops, live webinars, and online learning resources. Topics include budgeting, banking basics, credit management, loans, and other personal finance subjects.

    Does PremierOne Credit Union offer scholarships?

    Yes. PremierOne Credit Union offers scholarship opportunities for graduating high school seniors and undergraduate students. These scholarships help recognize students who demonstrate leadership, academic achievement, and commitment to community service.

    Scholarship Information

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