Additional Services

Incoming Wires

To receive a wire into your PremierOne Credit Union Account:

Wire To: PREMIERONE CREDIT UNION
San Jose, CA
RT# 3211-7687-5

Credit To: Your name and PremierOne Credit Union member number (account number).

Domestic Wires

Please visit your local PremierOne Credit Union Branch to request a new wire transfer. If you need further assistance, please click here to contact us. You can also link your external accounts to initiate one-time or recurring transfers at no charge by logging into eBranch, then access Transfers > More Actions to get started.
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Overdraft Protection

You avoid having insufficient funds in your checking account through overdraft protection. Overdraft protection can be easily set up from another PremierOne CU account to transfer funds to your checking account if needed. For details on this program, contact us.
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Courtesy Pay

Courtesy Pay is a service offered to eligible members where we may authorize and cover overdrafts on your account, including checks, automatic payment (ACH) transactions, and recurring debit card transactions. At your request, we also authorize and pay everyday debit card purchases and ATM withdrawals.

Overdrafts on your eligible checking account are subject to a limit of $1,000 (including the amount of the overdrawn items and the Courtesy Pay fees). Enrollment in the Courtesy Pay Program is free.

Frequently Asked Questions  Opt-in for Courtesy Pay

Direct Deposit

Provide this completed form to your employer to set up payroll direct deposit into your PremierOne Credit Union account.
Print the Direct Deposit Form

Cashier Checks

Please note that if the checks are made from your share account, they can affect the number of withdrawals you are allowed to make, per Federal Regulation D.
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