Drive Your Dreams with Our Vehicle Loan Options
At PremierOne Credit Union, we offer a variety of vehicle loan options to help you get on the road, whether you're buying a new or used car, motorcycle, RV, or boat. Our competitive rates, flexible terms, and convenient application process make financing your next vehicle easy and stress-free; you can even apply and sign for your loan at the dealership through CUDL.
Start Your Vehicle Loan Journey Today:
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Auto Loan
We make it easy for you to drive away in a new or used car, whether you're purchasing a vehicle or refinancing an existing loan. Our auto loan options include:
- New and Used Auto Loans: Low rates up to 96 months*, up to 130% for new and used vehicles* and no application fee or pre-payment penalty.
- Auto Equity Loans: For members who own a car and want cash. Refinance your vehicle to save money per month or even get cash out of the equity in your vehicle.
- First Time Buyer Loans: For members with little or no credit history. We offer auto buying assistance and personalized service.
- Classic Car: financing available
Motorcycle Loan
Let the wind be the only thing between you and the open road. Whether it's a dirt bike or a Harley Davidson, finance your next bike or ATV here at PremierOne Credit Union. Our motorcycle loan options include:
- New and Used Motorcycle Loans: Competitive rates and up to 125% financing for new and used motorcycles. Terms up to 6 years and loans up to $75,000.
- Preapprovals Available: Affordable payments, quick approvals, and personal service.
RV and Boat Loan
Whether you want to travel by land or by water, PremierOne Credit Union can help make your dreams a reality. Our RV and boat loan options include:
- New and Used RV and Boat Loans: Financing on new and used RVs, boats, watercrafts, motor homes, travel trailers, and more. Up to 100% financing on new vehicles.
- Flexible Terms: Terms up to 20 years available on loans over $50,000***. Loans up to $100,000**.
- Affordable Payments: Quick approvals and personal service.
Additional Resources
*All loans are subject to credit approval. Actual rate offered is determined by the loan term requested and by the applicant's individual credit profile. Longer terms may be available. 96-month term only available for new purchases over $50,000 with 720+ FICO. For more information contact us.
**APR = Annual Percentage Rate. Rate range shows as low as rate to as high as rate based on term, value ratio, and credit score. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. Actual rate offered is determined by the loan term requested, the loan to value ratio, and by the applicant's individual credit score. ***For term greater than 15 years and up to 20 years, a minimum down payment 10% and financed of $50,000 or more is required. Terms available per individual based on credit score. For more information contact us.