Student Loans

Additional Resources

 

• How are Students Paying for College?
• Is Financial Aid an Option for Your Family?
• How Can Building a College Savings Account Help?

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments and how much the student expects to earn in the future before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. PremierOne Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is outside the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, the borrower and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. 
1. Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.  

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.  

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by agencies of the United States of America. 
2. The minimum amount financed is $1,000 - higher limits available based on credit experience and approval. One Student Relief Loan per member. The actual rate offered is determined by the loan term requested and by the applicant’s individual credit score. All loans are subject to credit approval. Rates and terms are set by the credit union and may change without notice. To qualify for this offer, the applicant must be a member of the credit union and in good standing. Some restrictions may apply.  
3. APR = Annual Percentage Rate. Higher limits are available based on credit experience and approval. One credit card per member. The applicant’s individual credit score determines the actual rate offered. All loans are subject to credit approval. Rates and terms are set by the credit union and may change without notice. To qualify for this offer, the applicant must be a member of the credit union and in good standing. Some restrictions may apply. ³Introductory rates apply for purchases and Balance Transfers for up to 9 months.