Youth Accounts

Youth and Student Center

At PremierOne Credit Union, we believe in empowering the next generation with the financial tools and knowledge they need to succeed. Our youth and student accounts are designed to help you manage your money, build credit, and achieve your financial goals.

I want a Youth Account:

that offers rewards and pays a high divident: Student Account
for my teen who is between 13-17: SavvyOne Teen
for my child who is under 12 years old: KidsOne Club
Learn how to teach kids about budgeting, saving, and money management

Compare Our Youth Accounts

Feature	Student Account	SavvyOne Teen	KidsOne Club
Age Range	18+ years	13-17 years	12 & under
Monthly Fee	$0	$0	$0
Minimum Balance	$5	$5	$5
Opening Deposit	$5 (Savings) $25 (Checking)	$5 (Savings) $25 (Checking)	$5 (Savings)
Dividends	0% (Standard Checking) 0.05% (Primary Regular Share)	3.00% APY*	3.00% APY*
Visa® Debit Card	✓	✓	No
Checks Available	✓	✓	No
Mobile Banking	✓	✓	✓
Online Banking	✓	✓	✓
Educational Resources	✓	✓	✓
Special Features	Student Loans, Scholarships	Financial Freedom Tips	No Coin Counting Fee
CO-OP Network Access	✓	✓	✓
Other ATM Fee Reimbursement	✓	No	No
Free Unlimited Check Writing	✓	✓	No

Youth Account Details

Student Account

Whether in college or just starting out, we can help! Our Student Account includes a checking and savings account, a scholarship program opportunity, student resources, and much more. Features include no monthly fee, no minimum balance fee, and a Visa® debit card.

Open a Student Account Today

SavvyOne Teen

For teens 13-17 years old! We're here to help you have more financial freedom & be financially savvy. Features include a high dividend rate, allowing you to save more, no monthly fee, no minimum balance fee, and exclusive member discounts.

Open A SavvyOne Teen Account by Appointment

KidsOne Club

For kids 12 & under**! Learn about money and the value of saving. Join the club and start your financial journey early. Features include a high dividend rate, no monthly fee, no minimum balance fee, no coin counting fee, and exclusive member discounts.

Open a KidsOne Club by Appointment

Online Financial Literacy

Education is the first step to financial literacy, which is why we offer free online financial coaching designed specifically for you.

Each playlist is self-guided and you choose what matters most for your financial success and create a personalized playlist.

Get Started

Additional Resources

*Rate Information — The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Regular Share Savings, KidsOne Club Accounts, SavvyOne Teen Accounts, Trust Regular Share Savings, IRA Share Savings, Health Savings Accounts, and Spend Accounts, the dividend rate and annual percentage yield may change monthly as determined by the Credit Union’s Board of Directors. For Select Savings and Premier Money Market accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. The dividend rates and annual percentage yields are the rates and yields as of the last dividend declaration date set forth in the Rate Schedule. Health Savings Accounts, Premier Money Market, and Spend Accounts are tiered rate accounts. The balance ranges, corresponding dividend rates, and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. For Premier Money Market accounts, once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. For Health Savings Account, KidsOne Club Account, SavvyOne Account, and Spend Account, each dividend rate will apply only to that portion of the account balance within each balance range. **For Guardians and Parents: You must open a joint checking account with a free debit card that links directly to the cash in their account. As the joint owner on the account, you will need to request and authorize this service.