Make More of Your Money While Saving
Saving for the future has never been easier with PremierOne Credit Union. We offer a range of savings accounts to help you reach your financial goals, whether you're saving for a rainy day, a big purchase, or your retirement. Discover our savings options and start building your financial future today.
I want a Savings Account:
- that gives me access to membership: Share Savings Account
- has a built-in goal: Select Savings Account
- has high earnings and easy access: Premier Money Market Account
- earns a premium rate when depositing new funds: Premier Money Market Plus Account
- for my business: Business Savings Account
- to save for property tax payments: Premier Property Savings Account
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Compare Our Savings Accounts
| Feature | Share Savings | Select Savings | Premier Money Market | Premier Money Market Plus | Business Savings | Premier Property Savings |
|---|---|---|---|---|---|---|
| Minimum Opening Deposit | $5 | $0 | $1,500 | $5 | $25 | $0 |
| Monthly Fee | $0 | $0 | $0 | $0 | $0 | $0 |
| Minimum Earning Balance | $50 | $0 | $1,500 | $25,000 | $50 | $0 |
| Dividends | ✓ | ✓ | Higher rates | Higher rates | ✓ | ✓ |
| Access to Funds | Easy | Limited | Easy | Easy | Easy | Easy |
| Withdrawal Limits | None | 1 per year | None | None | None | None |
| Online Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Mobile Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| NCUA Insured | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Additional Features | Ownership in CU | Goal-based | Higher earnings | Higher earnings | Business use | Saving for property taxes |
Savings Accounts Details
Share Savings Account
Your savings account gives you more than just a safe place to keep your money; it gives you ownership in the Credit Union. Open your membership today and take advantage of all we offer.
Open a Savings Account View Rates
Premier Money Market Account
A Money Market account provides greater flexibility in managing your finances. Higher earnings and easy access make Money Market Accounts a popular choice for members. Up to six third-party withdrawals and/or electronic transfers per month.
Open a Premier Money Market Account
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Premier Money Market Plus Account
Earn a premium rate when you deposit $25,000 or more in new funds.1 New funds is defined as funds not on deposit with PremierOne Credit Union in the past 60 days.
Transferring funds is easy—simply use a wire transfer, cashier’s check, or mobile deposit2 through our Mobile App and start growing your savings today.
Open a Premier Money Market Plus Account View Rates
Business Savings Account
Keep your business income and expenses organized through our basic Business Savings account. Earn dividends when you maintain just a $50 balance.
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Premier Property Savings Account
This account is the perfect option to start saving anytime for your property taxes, insurance, flood, and earthquake insurance while earning a higher dividend rate. It allows you to set short-term and long-term goals for yourself so that you know what you are saving towards. To qualify, you must provide a mortgage statement.3
Open a Premier Property Savings Account
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PremierOne Credit Union Savings Account FAQs
What is the difference between a savings account and money market account?
A traditional savings account is designed for everyday saving and membership ownership, while a money market account typically offers higher dividend rates in exchange for maintaining a larger balance. PremierOne's Money Market Accounts provide higher earnings potential along with convenient access to funds.
Which PremierOne savings account earns the highest rate?
The Premier Money Market Plus Account offers premium dividend rates for members who deposit at least $25,000 in new funds. It is designed for individuals who want to maximize their savings while maintaining access to their money.
What is a Select Savings Account?
A Select Savings Account is a goal-based savings account that allows members to save for a specific purpose and access funds on either June 1 or November 1. It can be a useful option for expenses such as vacations, holiday spending, or other planned financial goals.
Is my money insured in a PremierOne savings account?
Yes. Savings deposits at PremierOne Credit Union are insured by the National Credit Union Administration (NCUA) up to applicable coverage limits, helping protect your money while it grows.
What is a Premier Property Savings Account?
A Premier Property Savings Account is designed to help homeowners save for property taxes, homeowners insurance, flood insurance, earthquake insurance, and other housing-related expenses. It provides a dedicated place to set aside funds while earning dividends.
Can I access my savings account through online and mobile banking?
Yes. PremierOne savings accounts include access to online banking and mobile banking tools, making it easy to review balances, transfer funds, deposit checks, send money with Zelle®, access your free credit score, add your card to mobile wallet, and monitor your savings progress from virtually anywhere.
How do I choose the best savings account for my goals?
The best savings account depends on your objectives. A Share Savings Account is ideal for basic saving and membership, a Select Savings Account works well for planned goals, a Money Market Account may be suitable for larger balances seeking higher earnings, and a Premier Property Savings Account helps homeowners save for future housing expenses.
Compare our savings account options to find the features and benefits that are right for you. If you’re not sure which savings account is the best fit, our team is here to help you choose an account based on your needs.
Additional Resources
*APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Dividends, if applicable, are calculated using the average daily balance, credited, and compounded monthly and earned on a monthly calendar basis.
1 APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Dividends, if applicable, are calculated using the average daily balance, credited, and compounded monthly and earned on a monthly calendar basis. New funds is defined as funds not on deposit with PremierOne Credit Union in the past 60 days. Funds transferred between PremierOne Credit Union accounts, proceeds from existing PremierOne Credit Union accounts or certificates, do not qualify as new funds. Credit Union Deposits are insured separately up to $250,000 by the NCUA, National Credit Union Administration, a U.S. government agency.
2Maximum mobile deposit amount through our Mobile App is $25,000 per day.
3Premier Property Savings - PremierOne Credit Union is not responsible for the payment of your property taxes or your insurance. The Premier Property Savings is a tiered rate account. If your balance is greater than $30,000.00, the second dividend rate of 0.00% and range of annual percentage yield listed for this account will apply for the dividend period. Each dividend rate will apply only to that portion of the account balance within each balance range. You must be a homeowner to qualify for this deposit account. A current mortgage statement, or some other form of proof of home ownership, may be required prior to establishing the account. Dividends, if applicable, are calculated using the average daily balance, credited, and compounded monthly and earned on a calendar monthly basis. APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Credit Union Deposits are insured separately up to $250,000 by the NCUA, National Credit Union Administration, a U.S. government agency. Limit one account per member.