Checking Accounts That Fit Your Lifestyle

Spend Account

Checking account that rewards you with an amazing 2.75% APY* rate.

Standard Checking

A basic or second checking account that offers a choice for paper statements.

Business Checking

An account for a Sole Proprietorship with excellent benefits.

Contact us for more information or to open an account.

*The Spend Account is a tiered rate account. The minimum to open an account is $25. Rate tiers are as follows: 2.75% APY (a dividend rate of 2.72% applies to balances of $0.01 - $25,000, and 0.10% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle). A 0.00% APY applies to all balances if monthly qualifications are unmet. Qualifications include making at least 12 debit card purchases, logging in to online banking, and enrolling in eStatement. Rates may change after the account is opened. Offer for a limited time. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. The qualification cycle has been updated for 2025 and can be found here: View the 2025 Cycle Calendar. One PremierOne Spend account is allowed per person. ATM Fee reimbursements up to $20 are provided only if qualifications are met within the monthly qualification cycle.