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Checking Accounts That Give You More

All personal checking accounts come with:

  • eBranch, Mobile Banking, Mobile Deposit, Bill Pay, email or text alerts, eStatements, Zelle®, transfer money between accounts, and more, all free.
  • Free chip enable Debit Card. Nearly 30,000 ATMs including at 7-Elevens and over 5,000 branches with the CO-OP Network. Free unlimited check writing, and online card activation.
  • No Monthly Service Fees. No minimum balance requirements either.

I want a checking account:

The PremierOne Spend Account

This premier checking account that rewards you with an amazing 3.00% APY* rate and gives ATM Rebates up to $20 per month for activities you’re probably already doing:

  • At least 12 debit card transactions
  • Log in to Online Banking
  • Enroll in eStatements

If you don’t qualify in a given cycle, you still earn money on your balance.

Open Your Spend AccountView 2023 Cycle dates  


Standard Checking Account

We offer a simple checking account for those who want a basic or second checking account or prefer paper statements.

Open Your Standard Account

Business Checking Account

A great option for local businesses! This checking account is for a Sole Proprietorship and comes with unlimited check writing, a free debit card, plus free online and mobile banking, all for a low $10 monthly fee. Requirements to open an account:

  • Business License if required by city where business resides
  • Fictitious Name Statement (if applicable)
  • Business Tax ID# (Social Security Number or Employer Identification Number)

Additional Educational Resources:


Contact us for more information or to open an account.

*The Spend Account is a tiered rate account. The minimum to open an account is $25. Rate tiers are as follows: 3.00% APY (a dividend rate of 2.960% applies to balances of $0.01 - $25,000, and 0.10% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle). A 0.03% APY applies to all balances if monthly qualifications are not met. Qualifications are as follows: make at least 12 Debit card purchases, log in to Online Banking, and enroll in eStatement. Rates may change after the account is opened. Offer for a limited time. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Qualification cycle is a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. One PremierOne Spend account allowed per person. ATM Fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle. View the 2023 Cycle Calendar.  


New Auto*


12-Month Share Certificate*


15yr Fixed Mortgage*




More Rates


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Personalization Settings


PremierOne Credit Union would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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