Checking Accounts That Fit Your Lifestyle
At PremierOne Credit Union, we offer a variety of checking accounts designed to fit your lifestyle and financial needs. Whether you're looking for an account with no fees, high dividends, or convenient mobile banking, we have the perfect option for you.
I want a Checking Account:
- that pays a high dividend: Spend Account
- that offers a choice for paper statement: Standard Account
- for a Sole Proprietorship: Business Checking
Compare Our Checking Accounts
| Feature | Spend Account | Standard Checking | Business Checking |
|---|---|---|---|
| Monthly Fee | $0 | $0 | $10 |
| Minimum Balance Fee | $0 | $0 | $0 |
| Opening Deposit | $25 | $25 | $25 |
| Dividends | 2.75% APY* | 0% | 0% |
| Visa® Debit Card | ✓ | ✓ | ✓ |
| eBranch | ✓ | ✓ | ✓ |
| Mobile Banking | ✓ | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ | ✓ |
| Bill Pay | ✓ | ✓ | ✓ |
| Email/Text Alerts | ✓ | ✓ | ✓ |
| eStatements | ✓ | $2.00 fee for paper statements | ✓ |
| Zelle® | ✓ | ✓ | No |
| Overdraft Options | ✓ | ✓ | No |
| Financial Calculator | ✓ | ✓ | ✓ |
| CO-OP Network Access | ✓ | ✓ | ✓ |
| Other ATM Fee Reimbursement | Up to $20 per month | No | No |
| Free Unlimited Check Writing | ✓ | ✓ | ✓ |
Spend Account
Checking account that rewards you with an amazing rate for everyday purchases.
Qualifications are as follows:
- at least 12 debit card purchases
- log in to online or mobile banking
- enroll in eStatements
Standard Account
A basic or second checking account that offers a choice for paper statements.
Open a Standard Checking
Business Checking Account
An account for a Sole Proprietorship with excellent benefits.
Open a Business Checking by Appointment
Additional Resources
*The Spend Account is a tiered rate account. The minimum to open an account is $25. Rate tiers are as follows: First tier applies to balances of $0.01 - $25,000 if qualifications are met during the monthly qualification cycle. The second tier applies to balances over $25,000 if qualifications are met during the monthly qualification cycle. The third tier applies to all balances if monthly qualifications are not met. Qualifications are as follows: make at least 12 debit card purchases, log in to online banking or mobile banking and enroll in eStatements. Rates may change after the account is opened. Offer for a limited time. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. The qualification cycle will begin on the last day of each month and end on the second to last day of each month. View the 2025 Cycle Calendar. One PremierOne Spend account allowed per person. ATM Fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle.