Checking Accounts That Give You More

All personal checking accounts come with:

• eBranch, Mobile Banking, Mobile Deposit, Bill Pay, email or text alerts, eStatements, Popmoney®, transfer money between accounts, and more, all free.
• Free chip enable Debit Card. Nearly 30,000 ATMs including at 7-Elevens and over 5,000 branches with the CO-OP Network. Free unlimited check writing, and online card activation.
• No Monthly Service Fees. No minimum balance requirements either.

The PremierOne Spend Account

This checking account pays an amazing rate of 2.00%APY* and gives ATM Rebates up to $20 per month for activities you’re probably already doing:

• at least 15 Debit card transactions
• at least 1 electronic ACH transaction (such as Direct Deposit)
• receive eStatements!

If you don’t qualify in a given cycle, you still earn money on your balance.

View 2020 Cycle dates

You can also qualify to get the BONUS 10 BENEFITS**:

• Free overdraft protection transfers
• Free check copies
• 0.25% APR** Auto loan discount
• Courtesy Pay fee reimbursement (once per year by request)
• Free notary service at a branch by appointment (once per year)
• Free Cashiers checks
• 4 free Domestic bank wires/month
• Visa card balance transfer and cash advance fees waived
• Free first box of checks with a new PremierOne CU checking account
• Coin processing fee waived

Make switching your checking account easier with these 5 steps! Learn more.

 

 

Standard Checking Account

We offer a simple checking account for those who want a basic or second checking account or prefer paper statements.

Business Checking Account

A great option for local businesses! This checking account is for a Sole Proprietorship and comes with unlimited check writing, a free debit card, plus free online and mobile banking, all for a low $10 monthly fee. Requirements to open an account:

• Business License if required by city where business resides
• Fictitious Name Statement (if applicable)
• Business Tax ID# (Social Security Number or Employer Identification Number)

Contact us for more information or to open an account.

*Minimum to open account is $25. Rate tiers are as follows: 2.00% APY (a dividend rate of 1.99%) applies to balances of $0.01 - $25,000 and 0.25% APY applies to balances over $25,000, if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ACH Transactions must be at least $1 to qualify. Qualification cycle is a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. View the 2019 Cycle Calendar. One PremierOne Spend account allowed per person. ATM Fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle.

** As long as you have $10,000 in deposit or loan balances with the Credit Union you get the Bonus 10 Benefits, even if you don’t qualify for the Rates and Rebate. The Auto loan discount, Cashiers Checks, Check Copies, Domestic Wires, Courtesy Pay Fee Reimbursement, First box of Checks, and Notary Service as part of the Bonus 10 Benefits must be requested by the member for usage. Loans subject to credit approval and other conditions. Auto Loan discount only applies at moment of origination. The final rate will not be lower than the "as low as rate" offered on the rate sheet and cannot be used with any other promotional discounts or offers. Free box of checks available to members opening their first Credit Union checking account. Notary service appointment subject to availability and business hours.