Checking Accounts That Fit Your Lifestyle
Spend Account
Checking account that rewards you with an amazing 3.00% APY* rate.
Standard Checking
A basic or second checking account that offers a choice for paper statements.
Business Checking
An account for a Sole Proprietorship with excellent benefits.
Open a Spend Account | Open a Standard Checking | Open a Business Checking by appointment |
PremierOne Checking Accounts |
Spend Account |
Standard Checking |
Business Checking |
---|---|---|---|
Fee/Rates | |||
Monthly fee |
$0 |
$0 |
$10 |
Minimum balance fee |
$0 |
$0 |
$0 |
Opening deposit |
$25 |
$25 |
$25 |
Dividends |
3.00% |
0% |
0% |
Features | |||
Visa® debit card |
✓ |
✓ |
✓ |
eBranch |
✓ |
✓ | ✓ |
Mobile banking |
✓ | ✓ | ✓ |
Mobile deposit |
✓ | ✓ | ✓ |
Bill Pay |
✓ | ✓ | ✓ |
Email/text alerts |
✓ | ✓ | ✓ |
eStatements |
✓ |
$2.00 fee paper statement |
✓ |
Zelle® |
✓ | ✓ |
No |
Overdraft options |
✓ | ✓ | ✓ |
✓ | ✓ | ✓ | |
Benefits | |||
CO-OP Network access with nearly 30,000 ATMs, including most 7-Elevens and over 5,000 branches |
✓ |
✓ |
✓ |
Other ATM fee reimbursement |
Up to $20 per month |
No |
No |
Free unlimited check writing |
✓ |
✓ |
✓ |
Open a Spend Account | Open a Standard Checking | Open a Business Checking by appointment |
Additional Educational Resources:
- What can checking accounts do for me?
- Types of checking accounts
- How do I open a checking account?
- Learn More
Contact us for more information or to open an account.
*The Spend Account is a tiered rate account. The minimum to open an account is $25. Rate tiers are as follows: 3.00% APY (a dividend rate of 2.960% applies to balances of $0.01 - $25,000, and 0.10% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle). A 0.03% APY applies to all balances if monthly qualifications are unmet. Qualifications include making at least 12 debit card purchases, logging in to online banking, and enrolling in eStatement. Rates may change after the account is opened. Offer for a limited time. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. The qualification cycle has been updated for 2024 and can be found here: View the 2024 Cycle Calendar. One PremierOne Spend account is allowed per person. ATM Fee reimbursements up to $20 are provided only if qualifications are met within the monthly qualification cycle.
You might also like |
New Auto* 6.50%
|
24-Month IRA Share Certificate* 4.50%
|
Home Equity Line of Credit* 7.750%
|
Checking* 3.00%
|
More Rates |