Visa^® Cards At a Glance

Get the card that's right for you and enjoy the benefits of the Visa^® name and the personal service for which PremierOne Credit Union is known.

Card Comparison

	VISA Gold	VISA Platinum	Visa Classic
Rate	As low as 10.75%± APR*	9.9% APR*	As low as 12.9% APR*
Introductory Low Rates	2.99%APR* for 9 months**	1.99%APR* for 9 months**	3.99%APR* for 9 months**
Chip Enabled Card	Yes	Yes	Yes
Issued instantly in branch	Yes	Yes	Yes
uChoose Rewards® with Cash Back	Yes	N/A	N/A
Annual Fee	N/A	N/A	N/A
Travel Protection Package	Yes	Yes	N/A
Emergency Medical & Dental Coverage	Yes	Yes	N/A
Zero Liability	Yes	Yes	Yes
Worldwide Acceptance	Yes	Yes	Yes
Cash Advance Fee	3.50%	3.50%	3.50%
Balance Transfer Fee	3.50%	3.50%	3.50%
	Learn More	Learn More	Learn More

Gold Card

The Gold Card offers great benefits and rewards you for every purchase. Simply use your PremierOne Credit Union Visa Gold Card to make a purchase anywhere, and you'll earn points per dollar spent when you shop for everyday needs and more. Use your card at the participating retailers listed on the uChoose Rewards® website, and earn even more points! This new and improved rewards program replaces the Visa Gold Airline Rewards program and the SJ Credit Union Platinum Rewards program.

uChoose Rewards® that earns you 1 point for every $1 spent on purchases and many other benefits. Redeem points for great rewards--including cash, merchandise, travel, gift cards, and activities! See our video for details. Chip enabled — offering the latest in theft protection Introductory rate of 2.99%APR for 9 months on Purchases and Balance Transfers**, after the 9 months your rate will be variable   Program offers Cash Back Limits up to $25,000.00 24-hour toll free travel/emergency assistance Travel assistance services Auto rental insurance Travel accident insurance Purchase security Warranty manager service APPLY NOWRatesuChoose Rewards®

Platinum Card

The Platinum card provides you our best rate and buying power.

• Chip enabled — offering the latest in theft protection
• Introductory rate of 1.99%APR for 9 months on Purchases and Balance Transfers**
• Limits up to $25,000.00
• Travel Protection Package
• Lost luggage reimbursement
• Emergency Medical and Dental Coverage

APPLY NOW Rates

Classic Card

This credit card is perfect for first time borrowers or those repairing their credit.

• Chip enabled — offering the latest in theft protection
• ntroductory rate of 3.99%APR for 9 months on Purchases and Balance Transfers**
• Option to apply for a Secure card using your own funds- ask how we can help!

 APPLY NOWRates

 ±Actual rate offered determined by individual credit score. As low as rate includes a credit score of 730 or above.
*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. For more information call 408.524.4500 or visit premieronecu.org. **Introductory rates apply for purchases and Balance Transfers.