Find the Perfect Credit Card for Your Needs
At PremierOne Credit Union, we offer a range of Visa® credit cards designed to fit your lifestyle and financial goals. Whether you're looking for rewards, low rates, or building credit, we have the right card for you. Enjoy the benefits of the Visa® name and the personal service for which PremierOne Credit Union is known.
I want a Credit Card that:
- Offers rewards: Visa® Gold Rewards Card
- Offers buying power: Visa® Platinum Card
- To build or rebuild credit: Visa® Classic Card
Compare Our Visa® Credit Cards
| Visa® Gold Rewards | Visa® Platinum | Visa® Classic | |
|---|---|---|---|
 |  |  | |
Rate | As low as 14.50%± APR* | As low as 12.90% APR* | As low as 15.90% APR* |
Introductory Rates | 2.99%APR* for 9 months** | 1.99%APR* for 9 months** | 3.99%APR* for 9 months** |
Chip Enabled Card | ✓ | ✓ | ✓ |
Issued Instantly in Branch | ✓ | ✓ | ✓ |
| uChoose Rewards® with Cash Back | 1 point for every $1 spent. Earn double points on Gas, Groceries and Dining. Earn 500 Bonus Points*** when you register your card in the program! | N/A | N/A |
Annual Fee | $0 | $0 | $0 |
Travel Protection Package | ✓ | ✓ | N/A |
Emergency Medical & Dental Coverage | ✓ | ✓ | N/A |
Zero Liability | ✓ | ✓ | ✓ |
Worldwide Acceptance | ✓ | ✓ | ✓ |
Cash Advance Fee | 3.50% | 3.50% | 3.50% |
Balance Transfer Fee | 3.50% | 3.50% | 3.50% |
| Ready to Apply? | Apply Now |
About uChoose Rewards®
Our uChoose Rewards® program rewards you for your everyday purchases and offers cash back! Simply use your PremierOne Credit Union Visa Gold Card to make a purchase anywhere, and you'll earn points per dollar spent. Use your card at the participating retailers listed on the uChoose Rewards® website and earn even more points!
Plus, enjoy these additional benefits:
- No annual fee, no enrollment fee and no redemption fees
- Earn 500 Bonus Points* when you register your Visa® Gold credit card in uChooseRewards.com
- Earn double points when you purchase Gas, Groceries and Go out to Dine**
- Redeem points for great rewards—including cash, merchandise, travel, gift cards, and activities!
Additional Resources
±Variable rate offered determined by individual credit score. As low as rate includes a credit score of 760 or above.
*APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. For more information call 408.524.4500 or visit premieronecu.org. **Introductory rates apply for purchases and Balance Transfers. ***The 500 Card Registration Bonus will be credited to the account at the beginning of the month following registration, and is limited to the first card registering on an account. uChoose Rewards is a Registered Trademark of Fiserv, Inc. Gas purchases at warehouse and membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not be coded as gas stations and may not be eligible for this offer. Grocery purchases at warehouse and membership clubs, convenience stores, and superstores that sell groceries may not be coded as grocery stores and may not be eligible for this offer.