HSA

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Health Savings Account

This account was created to help individuals and families save for qualified medical expenses on a tax-free basis*.

  • Requires a high-deductible health plan
  • Pays Dividends
  • Free Visa Debit Card
  • Checks are available
  • If you are 55 and older you can contribute more**
  • Access from online banking, mobile banking

Health Savings FAQs Rates

 

Additional Educational Resources:

 

Contact us for more information or to open an account.

 

*Consult your tax advisor for qualifying expenses. HSA holders can choose to save up to $3,850 for an individual and $7,750 for a family (**HSA holder 55 and older get to save an extra $1,000 which means $4,850 for an individual and $8,750 for a family) – and these contributions are 100% tax deductible from gross income. Minimum annual deductibles are $1,500 for self-only coverage or $3,000 for family coverage. Annual out-of-pocket expenses (deductibles, copayments, and other amounts, but not premiums) cannot exceed $7,500 for self-only coverage and $15,000 for family coverage.

 

New Auto*

6.10%
APR

12-Month Share Certificate*

4.85%
APR

15yr Fixed Mortgage*

7.000%
APR

Checking*

3.00%
APY

More Rates

 

If you are using a screen reader or other auxiliary aid and having problems using this website, please call 408-524-4500 or 855-500-7128 for assistance. 

 

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