Fast & Easy Auto Loans!

Online or right at the dealership.

We make it easy for you to drive away in a new or used car, whether you're purchasing a vehicle or refinancing an existing loan. We offer an easy approval process, flexible terms, outstanding rates, and convenient payment options; you can even apply and sign for your loan at the dealership through CUDL.

• Low rates for new vehicles (2024 and newer with less than 2,000 miles) & used vehicles (2015 -2024)
• Terms up to 96 Months*
• Up to 115% financing for new & used vehicles* 
• No application fee or pre-payment penalty
• Up to 115% of Kelley Blue Book value
• Pre-approvals and same day financing
• Classic car financing available
• Guaranteed Auto Protection (GAP)
• Depreciation Protection available
• Mechanical Breakdown Insurance (MBI)
• Auto buying assistance & personalized service 

Refinance your vehicle to save money per month, or even get cash!

  More Options:

• First Time Buyer loans for members with little or no credit history
• We also offer Auto Equity Loans for members who own a car and want cash

Apply NowRates

*All loans are subject to credit approval. Actual rate offered is determined by the loan term requested and by the applicant's individual credit profile. Longer terms may be available. 96-month term only available for new purchases over $50,000 with 720+ FICO. For more information call 1.855.500.P1CU (7128) or 408.524.4500 or email loans@premieronecu.org.