Save Even More Money Through Our Special Offers

PremierOne Credit Union works hard to give you the best financial experience. Sign up for our Monthly eNews or check here often to find out current special offers. Giving our members special pricing and benefits to increase the membership experience is one of the many ways we give back to our members.

Be the first one to learn about our special promotions, exclusive discounts and sweepstakes! Sign up for our Monthly eNews today!      

Youth Savings Account

Make Their Future Brighter with a Youth Savings Account

| SavvyOne Teen Age 13 - 17 or | KidsOne Club Age 12 & Under

Open your account today and enjoy:

• Earn our highest dividend rate of 3.00% APY**
• Opening bonus deposit of $25.00*
• No minimum balance requirement
• Exclusive member discounts
• Access to online banking and digital payments

When you open your account, your child will receive a free Piggy Bank!

Contact us to Open Your Account Today!

Special Limited Time Offer! 3.95% APY*** 11-Month Share Certificate of Deposit

Earn more and put your money to work for you with our promotional CD!

• Minimum Balance: $1,000
• Minimum Deposit required is $1,000
• Maximum deposit limit is $500,000
• 10-day grace period after maturity

Open your CD Today!See More Rates! Disclosure

Get Paid Early & Earn up to $150⁴ with Direct Deposit

Why wait for payday when you can get your money earlier? Members who enroll in direct deposit from March 17 through June 30, 2025, will receive their direct deposit up to 2 days earlier and an incentive of up to $150* ($50 every month you maintain your direct deposit with PremierOne Credit Union, for up to 3 months).

Direct Deposits Benefits:

• Convenience – No need to visit a branch or cash a check; your money is automatically deposited into your account.
• Faster Access to Funds – Funds are typically available sooner than paper checks, sometimes even early.
• Security – Reduces the risk of lost or stolen checks.
• Reliability – Ensures you get paid on time, even on holidays or during emergencies.
• Eco-Friendly – Reduces paper waste and transportation-related carbon footprints.

Learn more!

Member Referral Program¹

Refer Your Friends, Family, and Co-Workers and GET CA$H!

IT’S EASY TO GET STARTED!

• Person must live, work, attend school or worship in the following counties: Santa Clara County, Santa Cruz County, Monterey County, San Benito County, Alameda County, San Mateo County, Merced County, San Joaquin County, and Stanislaus County.

Refer Now! 

Earn 2.75% APY with our Spend Checking Account²

This checking account rewards you with an amazing rate, plus enjoy:

• Earn 2.75% APY for everyday purchases
• No monthly fee
• No minimum balance fee
• ATM fee reimbursement of up to $20 per month

If you don't qualify in a given cycle, you still earn money on your balance.

Learn More! Rates 

1.99%APR³ Visa® Credit Card Introductory Rate

Save money with our low-rate Visa® Platinum Credit Card and get the perfect gifts for your loved ones! The Platinum card offers the most buying power with 1.99% APR Introductory Rate on Purchases and Balance Transfers⁴, and no annual fee. Your summer travel is covered with great benefits such as travel protection, lost luggage reimbursement, and emergency medical and dental coverage. 

Apply Now Rates

* Establish a KidsOne Club or SavvyOne Teen Account and we will match your first deposit up to $25.00 upon opening the account: $25.00 deposit bonus match. Verification of membership eligibility and valid identification will be required to open a new membership account. PremierOne Credit Union reserves the right to cancel or change this offer at any time. Offer ends April 30, 2025. ** Annual Percentage Yield. Use the QR Code to visit our website for more details.

*** 11-Month Share Promotional - See Special Disclosure

1. Referred members must open a Checking Account with a minimum deposit of $50, establish a debit card and direct deposit in the first 30 days of the account opening. This account must remain open and active for at least 30 (thirty) days to receive the $50 deposit. Active account means the account has been used with at least 12 debit card transactions or more. Both member and referred member must be in good standing at the time of review. A member in good standing is a member who has not caused a financial loss to this credit union. If qualified, the deposit will be credited as a dividend bonus which may be taxable. Verification of membership eligibility and valid identification will be required to open a new membership account. A new member is defined as someone who has never had a membership previously with PremierOne Credit Union. Members under the age of 18 must open a share account with a minimum deposit of $1,500 and maintain that balance for 30 days to qualify for this offer. Offer not valid with other promotions and not transferable. Limit three (3) member referrals per year. Offer not valid for Credit Union employees. Not all applicants will qualify. PremierOne Credit Union reserves the right to cancel or change this offer at any time.

2. The Spend Account is a tiered rate account. The minimum to open an account is $25. Rate tiers are as follows: 2.75% APY (a dividend rate of 2.72% applies to balances of $0.01 - $25,000, and 0.10% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle). A 0.00% APY applies to all balances if monthly qualifications are unmet. Qualifications include making at least 12 debit card purchases, logging in to online banking, and enrolling in eStatement. Rates may change after the account is opened. Offer for a limited time. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. The qualification cycle has been updated for 2025 and can be found here:  View the 2025 Cycle Calendar. One PremierOne Spend account is allowed per person. ATM Fee reimbursements up to $20 are provided only if qualifications are met within the monthly qualification cycle.

3. APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. ⁴Introductory rates apply for purchases and Balance Transfers. See rates page for details.

4. The direct deposit payroll offer does not apply to existing direct deposits and will be paid in 3 to 4 business days after the end of the month in which the direct deposit is posted. Deposits must be at least $500 per month. If qualified, the incentive deposit will be credited as a dividend bonus which may be taxable. Early access to direct deposit funds depends on the time of the submission of the payment file from the payer. The credit union generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Excludes weekends and holidays. The member account must be in good standing and the information provided on the ACH file must be correct for the deposit to post early. Does not apply to ACH debits. Direct deposit offer is valid until 6/30/2025 and the direct deposit must be posted by 9/30/2025. Not all direct deposits will qualify for early direct deposit payment. Offer is subject to change or withdrawal without notice. Please visit our website for details. Offer not valid for Credit Union employees.