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Save Even More Money Through Our Special Offers

PremierOne Credit Union works hard to give you the best financial experience. Sign up for our Monthly eNews or check here often to find out current special offers. Giving our members special pricing and benefits to increase the membership experience is one of the many ways we give back to our members.

Be the first one to learn about our special promotions, exclusive discounts and sweepstakes! Sign up for our Monthly eNews today!      

HELOC Promotion - Limited Time Offer!

Utilize your Home Equity Line of Credit and receive a 1.00% APR* rate reduction off the entire balance!

Now through October 31st, when you take an advance of $20,000 or more from your existing Home Equity Line of Credit, you’ll receive a 1.00% APR* rate discount off the entire balance for 12 months.

If you’ve been thinking about making home improvements or have other expenses that need to be taken care of, now is a great time to use your available Home Equity Line of Credit.

Reduce your rate following these simple steps:

  • Complete and submit the online fillable form.
  • A team member from our Loan Servicing department will contact you to complete the process.
  • You’ll be all set to use the money as needed! Hurry, offer ends October 31, 2023.

Questions? Contact us at: 408.524.4500

Member Referral Program1

Refer Your Friends, Family, and Co-Workers and GET CA$H!


Refer Now! 

Earn 3.00% APY With our Spend Checking Account2

This checking account rewards you with an amazing rate and gives ATM Rebates up to $20 per month for activities you’re probably already doing:

  • At least 12 debit card transactions
  • Log in to Online Banking
  • Enroll in eStatements

If you don't qualify in a given cycle, you still earn money on your balance.

Learn More! Rates 

1.99%APR3 Visa® Credit Card Introductory Rate

Save money with our low-rate Visa® Platinum Credit Card and get the perfect gifts for your loved ones! The Platinum card offers the most buying power with 1.99% APR Introductory Rate on Purchases and Balance Transfers5, and no annual fee. Your summer travel is covered with great benefits such as travel protection, lost luggage reimbursement, and emergency medical and dental coverage. 

Apply Now Rates

*Members must advance $20,000 or more on an open Home Equity Line of Credit. Either borrower on a HELOC line may take advantage of this offer. Rate of 1.00% reduced upon advance of $20,000 or more on HELOC. Promotion between September 25-October 31st. Rate will increase or decrease based on Prime fluctuations as described in the original HELOC Addendum. Employee HELOCS that already have the employee discount are NOT eligible for this promotion. Contact the credit union if you have any questions. 

1. Referred members must establish a Checking Account with a minimum deposit of $50 and get a Debit Card. This account must remain open, active, and in good standing for at least 30 (thirty) days to receive the $50 deposit. If qualified, the deposit will be credited as a dividend bonus which may be taxable. Active account means the account has been used with at least 4 debit card transactions or more. Verification of membership eligibility and valid identification will be required to open a new membership account. A new member is defined as someone who is currently does not have any accounts (membership/deposits/loans) with PremierOne Credit Union. Referred members 12 years of age or younger are not eligible. PremierOne Credit Union reserves the right to cancel or change this offer at any time.

2. The Spend Account is a tiered rate account. The minimum to open an account is $25. Rate tiers are as follows: 3.00% APY (a dividend rate of 2.960% applies to balances of $0.01 - $25,000 and 0.10% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle). A 0.03% APY applies to all balances if monthly qualifications are not met. Qualifications are as follows: make at least 12 Debit card purchases, log in to Online Banking and enroll in eStatement. Rates may change after the account is opened. Offer for a limited time. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Qualification cycle is a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. One PremierOne Spend account allowed per person. ATM Fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle. 2023 Cycle Calendar.

3. APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. 5Introductory rates apply for purchases and Balance Transfers. See rate page for details.

New Auto*


12-Month Share Certificate*


15yr Fixed Mortgage*




More Rates


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