Save Even More Money Through Our Special Offers

PremierOne Credit Union works hard to give you the best financial experience. Sign up for our Monthly eNews or check here often to find out current special offers. Giving our members special pricing and benefits to increase the membership experience is one of the many ways we give back to our members.

Be the first one to learn about our special promotions, exclusive discounts and sweepstakes! Sign up for our Monthly eNews today!      

Holiday Youth Savings Account

Make Their Holiday Brighter with a Youth Savings Account. 

| SavvyOne Teen Age 13 - 17 or | KidsOne Club Age 12 & Under

Open your account today and enjoy:

• Earn our highest dividend rate of 3.00% APY**
• Opening bonus deposit of up to $25.00*
• No minimum balance requirement
• Exclusive member discounts
• Access to online banking and digital payments

When you open your account, your child will receive a free PremierOne Piggy Bank! The offer ends on December 31, 2024.

Contact us to Open Your Account Today!

Holiday Personal Loan

Take advantage of our Holiday Personal Loan, designed to help you achieve your financial goals. Whether you're planning holiday purchases, a vacation, gifting something special, or decorating your home, we provide the necessary funds. Explore your options with us today and enjoy:

• Personal loan up to $50,000
• 14.0% APR*** for up to 60 months
• Personalized service and experienced loan advisors
• Easy loan disbursement process
• Multiple financing options available

Apply Today! See Rates

Member Referral Program¹

Refer Your Friends, Family, and Co-Workers and GET CA$H!

IT’S EASY TO GET STARTED!

• Person must live, work, attend school or worship in the following counties: Santa Clara County, Santa Cruz County, Monterey County, San Benito County, Alameda County, San Mateo County, Merced County, San Joaquin County, and Stanislaus County.

Refer Now! 

Earn 3.00% APY With our Spend Checking Account²

This checking account rewards you with an amazing rate, plus enjoy:

• Earn 3.00% APY for everyday purchases
• No monthly fee
• No minimum balance fee
• ATM fee reimbursement of up to $20 per month

If you don't qualify in a given cycle, you still earn money on your balance.

Learn More! Rates 

1.99%APR³ Visa® Credit Card Introductory Rate

Save money with our low-rate Visa® Platinum Credit Card and get the perfect gifts for your loved ones! The Platinum card offers the most buying power with 1.99% APR Introductory Rate on Purchases and Balance Transfers⁵, and no annual fee. Your summer travel is covered with great benefits such as travel protection, lost luggage reimbursement, and emergency medical and dental coverage. 

Apply Now Rates

*Members who open a KidsOne Club or SavvyOne Teen Account and make an opening deposit will receive a deposit match up to $25.00 at the time of account opening. To receive the full $25.00 deposit match, members must deposit a minimum of $25.00. PremierOne Credit Union reserves the right to cancel or change this offer at any time. Offer ends December 31, 2024. **Annual Percentage Yield.

***APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Some restrictions may apply. All loans are subject to credit approval. Terms available per individual based on credit score. This offer expires December 31, 2024 and excludes all Personal loans already financed at PremierOne Credit Union. For more information call 1.855.500.P1CU (7128) or 408.524.4500.

1. Referred members must open a Checking Account with a minimum deposit of $50, establish a debit card and direct deposit in the first 30 days of the account opening. This account must remain open and active for at least 30 (thirty) days to receive the $50 deposit. Active account means the account has been used with at least 12 debit card transactions or more. Both member and referred member must be in good standing at the time of review. A member in good standing is a member who has not caused a financial loss to this credit union. If qualified, the deposit will be credited as a dividend bonus which may be taxable. Verification of membership eligibility and valid identification will be required to open a new membership account. A new member is defined as someone who has never had a membership previously with PremierOne Credit Union. Members under the age of 18 must open a share account with a minimum deposit of $1,500 and maintain that balance for 30 days to qualify for this offer. Offer not valid with other promotions and not transferable. Limit three (3) member referrals per year. Offer not valid for Credit Union employees. Not all applicants will qualify. PremierOne Credit Union reserves the right to cancel or change this offer at any time.

2. The Spend Account is a tiered rate account. The minimum to open an account is $25. Rate tiers are as follows: 3.00% APY (a dividend rate of 2.960% applies to balances of $0.01 - $25,000, and 0.10% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle). A 0.03% APY applies to all balances if monthly qualifications are unmet. Qualifications include making at least 12 debit card purchases, logging in to online banking, and enrolling in eStatement. Rates may change after the account is opened. Offer for a limited time. There is a $2 monthly fee to receive paper statements with this account. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. The qualification cycle has been updated for 2024 and can be found here: View the 2024 Cycle Calendar. One PremierOne Spend account is allowed per person. ATM Fee reimbursements up to $20 are provided only if qualifications are met within the monthly qualification cycle.