Make MORE of Your Money While Saving

Share Savings

Your savings account gives you more than just a safe place to keep your money; it gives you ownership in the Credit Union. Open your membership today and take advantage of all we offer. You can also open additional Savings accounts if needed.

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Money Market Account

A Money Market account provides greater flexibility in managing your finances. Higher earnings and easy access make Money Market Accounts a popular choice for members.

• Easy access to funds without an early withdrawal penalty
• Earn higher dividend rates than our Share Savings Account
• Withdrawals are allowed by check or debit card, through eBranch or Phone Banking
• Up to six third-party withdrawals and/or electronic transfers for a total of six per month - no more than 3 by check
• Dividends are calculated on the average daily balance and posted monthly.

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Select Savings

The PremierOne Credit Union Select Savings Account allows you the flexibility to start saving anytime, for any purpose, that can be enjoyed on June 1st or November 1st, your choice! This account is the perfect option if you want to save for a summer vacation, or for holiday shopping.

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Business Savings

Keep your business income and expenses organized through our basic Business Savings account. Earn dividends when you maintain just a $50 balance. Open your Business Savings today with just $25 and access your accounts through eBranch, our Mobile App and more.

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Share Certificates

Certificates can earn a higher dividend rate on savings for a set period of time. If you have funds you do not need to access routinely and want to make the most of your savings, this may be the perfect option.

• Minimum Balance: $1,000
• Terms include 3, 6, 12, 18, 24, 36, 48, and 60 months
• 10-day grace period after maturity

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Boost Certificate

Earn a higher rate by boosting your savings with our Boost Certificate! Take advantage of rising interest rates with a one-time option to boost your Certificate. This Certificate allows you the flexibility to bump up your current certificate rate one time during the 36 month term. The certificate may be opened with as little as $1,000!

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IRAs

PremierOne Credit Union offers Traditional, Roth, and Educational IRAs. IRAs are insured separately by the NCUA up to $250,000.

• Traditional

  Allows you to defer taxes on your contributions and earnings until they are withdrawn. Certain contributions may be tax deductible in the year they're made, depending on your income. You can deposit or contribute in person, through the mail or instantly online.

• Roth

  Tax-free withdrawals available for certain distribution reasons after a 5-year holding period. Contributions are taxed in the year they're earned, so if you expect to be in a higher tax bracket when you retire, this may be for you. A Roth IRA offers generous incentives to boost your retirement savings.

• Educational

  With a Coverdell Education Savings Account (CESA), you can save up to $2,000 a year per child in special education accounts for tuition or other educational costs. Earnings will accumulate tax-free, and withdrawals are tax-free if used to pay for education costs.

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Premier Property Savings Account 

This account is the perfect option to start saving anytime for your property taxes, insurance, flood, and earthquake insurance while earning a higher dividend rate. It allows you to set short- and long-term goals for yourself so that you know what you are saving towards.

• Earn a higher dividend rate of 3.75% APY*
• Flexibility to start saving anytime for your property taxes
• Account is insured up to $250,000 by the National Credit Union Administration (NCUA)
• To qualify, you must provide a mortgage statement*

See Rates Open your Account today

Contact us for more information or to open an account.

*Premier Property Savings - PremierOne Credit Union is not responsible for the payment of your property taxes or your insurance. The Premier Property Savings is a tiered rate account. If your balance is greater than $30,000.00, the second dividend rate of 0.00% and range of annual percentage yield listed for this account will apply for the dividend period. Each dividend rate will apply only to that portion of the account balance within each balance range. You must be a homeowner to qualify for this deposit account. A current mortgage statement, or some other form of proof of home ownership, may be required prior to establishing the account. Dividends, if applicable, are calculated using the average daily balance, credited and compounded monthly and earned on a calendar monthly basis. APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Credit Union Deposits are insured separately up to $250,000 by the NCUA, National Credit Union Administration, a U.S. government agency.