Additional Services We Offer
Incoming Wires
To receive a wire into your PremierOne Credit Union Account:
Wire To: PREMIERONE CREDIT UNION
San Jose, CA
RT# 3211-7687-5
Credit To: Your name and PremierOne Credit Union member number (account number).
Domestic Wires
Please visit your local PremierOne Credit Union Branch to request a new wire transfer. If you need further assistance, please click here to contact us. You can also link your external accounts to initiate one-time or recurring transfers at no charge by logging into eBranch, then access Transfers > More Actions to get started.
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Overdraft Protection
You avoid having insufficient funds in your checking account through overdraft protection. Overdraft protection can be easily set up from another PremierOne CU account to transfer funds to your checking account if needed. For details on this program, contact us.
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Courtesy Pay
Courtesy Pay is a service offered to eligible members where we may authorize and cover overdrafts on your account, including checks, automatic payment (ACH) transactions, and recurring debit card transactions. At your request, we also authorize and pay everyday debit card purchases and ATM withdrawals.
Overdrafts on your eligible checking account are subject to a limit of $1,000 (including the amount of the overdrawn items and the Courtesy Pay fees). Enrollment in the Courtesy Pay Program is free.
Direct Deposit
Provide this completed form to your employer to set up payroll direct deposit into your PremierOne Credit Union account.
Print the Direct Deposit Form
Cashier Checks
Please note that if the checks are made from your share account, they can affect the number of withdrawals you are allowed to make, per Federal Regulation D.
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Shared Branching
Share branching services offered to guest members:
- Deposits
- Withdrawals by cash ($500 maximum)
- Withdrawal by check up to your credit union's limit
- Account inquiries
- Summary of transactions
- Loan payments
- Loan advances
Note: To conduct any transactions including account inquiries, you must be an identifiable owner on the account.
Individual Taxpayer Identification Number (ITIN) Holders
PremierOne Credit Union is proud to offer products and services to ITIN (Individual Taxpayer Identification Number) holders. We believe everyone deserves the opportunity to build credit, save for the future, and reach their financial goals. No matter where you are on your journey, our service team is here to support you every step of the way.
As an ITIN holder, you can open an account, apply for a loan, and enjoy member benefits such as:
- Access to over 30,000 ATMs nationwide, including many 7-Eleven, Walgreens, and Costco stores
- Access to over 5,000 Shared Branches nationwide
- A dedication and loyalty to our members stemming from a long history
- Your deposits are federally insured up to $250,000
- Hablamos Español
Contact us today! Open your Account Apply for a Loan
Additional Resources
- How do overdraft fees occur?
- 8 tips to help prevent overdrafts
- What are my overdraft services options?
*MEMBERSHIP ELIGIBILITY - To join the Credit Union, you must meet the membership requirements, which may include the purchase and maintenance of the minimum required share(s) (hereinafter membership share), paying a membership fee, or other requirement(s) as set forth in the Credit Union's bylaws. You authorize us to check your account, credit and employment history, and obtain reports from third parties, including credit and consumer reporting agencies, to verify your eligibility for the accounts, products and services you request and for other accounts, products, or services we may offer you or for which you may qualify.
Your IRS ITIN Letter is required at account opening, along with income verification and identification.