Additional Services We Offer

Wire Services

Incoming Wires 

To receive a wire into your PremierOne CU Account:

Wire to: PREMIERONE CREDIT UNION
San Jose, CA
RT# 3211-7687-5

Credit to: Your name and PremierOne CU member number (account number)

Domestic Wires

For requests to send Domestic Wires, complete the Domestic Wire Form, fill it out and submit. To wire funds into a Financial Institution within the United States, you’ll need the Financial Institution Name and ABA or RT number. You also need to provide the beneficiary's name, address and account number. Outgoing wire requests must be received before 1:00 p.m. for same day processing. (Funds to be wired must be available for withdrawal and there is a $35.00 fee).

Overdraft Protection

You avoid having insufficient funds in your checking account through overdraft protection. Overdraft protection can be easily set up from another PremierOne CU account to transfer funds to your checking account if needed. For details on this program contact us.

Courtesy Pay

For unforeseen circumstances related to overdrafts on your checking account, we provide Courtesy Pay, a special overdraft service for PremierOne Credit Union members. Learn more about Courtesy Pay. To opt-in for this service, click here.

Direct Deposit

To deposit your paycheck or other checks into your account electronically with direct deposit, provide the PremierOne Credit Union ABA/Routing Number: 321176875, your name, and the account number for the account to which you'd like your funds deposited. For Direct Deposit request, print the form, fill it out, and bring it to any branch or mail to 6640 Via del Oro, San Jose, CA, 95119.

Cashier Checks

Get at least 1 free Cashier’s check per day! For additional Cashier’s check there is a $5 fee, but depending on your relationship they may be free. Visit one of our branches today and speak to a Member Service Representative on how to qualify for free checks.

Please note that if the checks are made from your share account, they can affect the number of overdrafts you are allowed to make on your share draft account, per Federal Regulation D.

Shared Branching

Share branching services offered to guest members:

• Deposits
• Withdrawals by cash ($500 maximum)
• Withdrawal by check up to your credit union's limit
• Account inquiries
• Summary of transactions
• Loan payments
• Loan advances

Note: To conduct any transactions including account inquiries, you must be an identifiable owner on the account.