PremierOne Credit Union

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Better protection. At a Lower Cost.

MEMBERS CHOICE™ Borrower Security

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), PremierOne Credit Union will cancel or reduce repayment of your loan debt—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

What are Life Plus Protected Events?:

  • Life
  • Accident Dismemberment
  • Terminal Illness
  • Family Medical Leave
  • Hospitalization
  • Loss of life of a non-protected Dependent

*MEMBER’S CHOICE™ Borrower Security is a debt protection product offered by PremierOne Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a PremierOne Credit Union Relationship Officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract. First Mortgage loans are not eligible for this debt protection product. Some home equity loans are available.

Guaranteed Auto Protection

Guaranteed Auto Protection (GAP) offers protection against financial liability in the event the vehicle is totaled or stolen and never recovered. It's designed to eliminate or reduce your "out-of-pocket" expense for the remaining loan balance after loss settlement, and also makes purchasing a replacement vehicle easier. For just $599, Guaranteed Auto Protection (GAP) is now available for most Vehicle, Motorcycle, RV, Boat, Motor Home and Jet Ski loans.** 

Get a Quote or More Details

**Please see a Relationship Officer for complete details. GAP is offered through National General.

Mechanical Breakdown Insurance

Mechanical Breakdown Protection (MBP), also known as Mechanical Breakdown Insurance, is similar to an extended warranty from a dealer except it usually costs less for the same or better coverage. It is available for both new and used automobiles, has low deductibles, and allows you to go to the licensed repair facility of your choice in the United States and Canada.*** 

Get a Quote or More Details


Additional Educational Resources:


Contact us for more information or to open an account.

***Mechanical Breakdown Insurance is offered through American Mercury Insurance Group.

New Auto*


12-Month Share Certificate*


15yr Fixed Mortgage*




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